MeDirect Group today announced the completion of its acquisition by Banka CREDITAS, part of the privately owned Czech based Creditas Group which has interests in financial services, real estate and energy. This acquisition follows the signing of a share purchase agreement in November 2024 and subsequent regulatory approval from the European Central Bank (ECB) in August 2025. With this new strategic shareholder, MeDirect Group aims to accelerate its expansion and explore new opportunities for growth.

Founded in Malta in 2004, MeDirect Group has more recently established itself as a pan-European challenger bank. As Malta’s first digital bank, the organisation offers clients a unique blend of mobile and digital banking and investment services, combined with personalised services through its branches and Malta-based contact centre. The Group’s expansion as a purely digital bank into Belgium has seen MeDirect become the third largest Maltese bank with more than 160,000 customers throughout the group, holding more than €6 billion in assets.

Jiří Hrouda, CEO of Creditas Group, said: “We are enthusiastic to welcome MeDirect into the Creditas family. While MeDirect has already delivered impressive sustainable growth, we strongly believe that there is still enormous potential for further development. With a best-in-class secure digital banking platform, developed by the Malta-based tech team, and a unique set of banking, investment and lending services for retail and corporate customers, MeDirect and Creditas Group share the same DNA and aspire to serve the most demanding clients.”

While the MeDirect Group will now become a subsidiary of Banka Creditas, which has been operating in Czechia since 2016, the MeDirect brand will be retained. “Today marks the beginning of a new chapter in MeDirect’s growth journey. Having Banka Creditas as our shareholder means we now have greater firepower to continue our mission to challenge the traditional banking landscape,” said Jean-Claude Maher, Group CEO of MeDirect. “Our shared standards with Banka Creditas around customer-centricity and innovation make this partnership particularly exciting as we seek to expand the bank and find new opportunities to make our digital banking platform more widely available across Europe.”

MeDirect’s ambitions for Malta will focus on providing a full suite of products and services which give both retail and corporate customers the tools to manage their finances on their terms. As a Maltese bank with an innovative platform, MeDirect already offers unrivalled access to more than 4,300 financial products, market leading interest rates on fixed and instant access deposit accounts, multi-currency daily banking accounts and a bespoke digital banking platform for corporate customers.  In addition, it has an established reputation for the fastest response and processing times on home loans. In the coming months, with the capital to be invested by Banka Creditas, MeDirect will work to ensure it can offer an even broader range of services to all residents and businesses in Malta, while retaining its focus on efficiency and customer centricity. 

“The strategic partnership with Banka CREDITAS represents more than just financial backing, it’s an alignment of values and vision, with both organisations sharing a commitment to challenging the status quo in banking. Maltese retail and corporate customers can rest assured that MeDirect will remain a proud Maltese bank, fully committed to meeting the needs of customers and supporting the country’s economic prosperity. Expect to see further developments in the coming months”, concluded Maher.